--- title: K3 Blog | Small Business (2) description: Small Business | Your home for all things legal, consulting and accountancy. (2) --- [![K3 logo](https://blog.k3.co.nz/hubfs/K3%20-July2017/Images/logo.svg)](http://www.k3.co.nz/) - [Consulting](http://www.k3.co.nz/consulting/) - [Accounting](http://www.k3.co.nz/accounting/) - [Legal](http://www.k3.co.nz/legal/) - [Insights](https://blog.k3.co.nz) - [Contact](http://www.k3.co.nz/contact/) ![nex6ki-313241](https://blog.k3.co.nz/hs-fs/hubfs/Stock/nex6ki-313241.jpg?width=3344&name=nex6ki-313241.jpg "nex6ki-313241") # Welcome to the K3 hub Your home for all things consulting, accounting and legal. ## Latest Stories [![Jane Jung](https://blog.k3.co.nz/hs-fs/hubfs/Jane%20Jung.png?width=20&name=Jane%20Jung.png) Jane Jung](https://blog.k3.co.nz/author/jane-jung) Jun 16, 2022 ## [what happens if you die without a wil...](https://blog.k3.co.nz/what-happens-if-you-die-without-a-will) [Wills](https://blog.k3.co.nz/topic/wills) [![Richard Matson](https://blog.k3.co.nz/hs-fs/hubfs/Unknown-5-760036-edited.jpeg?width=20&name=Unknown-5-760036-edited.jpeg) Richard Matson](https://blog.k3.co.nz/author/richard-matson) Jun 08, 2022 ## [Business tips: Getting in control of ...](https://blog.k3.co.nz/business-tips-getting-in-control-of-your-spending) [![Ken Brophy](https://blog.k3.co.nz/hs-fs/hubfs/ken-527675-edited.jpeg?width=20&name=ken-527675-edited.jpeg) Ken Brophy](https://blog.k3.co.nz/author/ken-brophy) May 25, 2022 ## [What are we about and where are we go...](https://blog.k3.co.nz/what-are-we-about-and-where-are-we-going) [Consulting](https://blog.k3.co.nz/topic/consulting) [Organisational Design](https://blog.k3.co.nz/topic/organisational-design) [Business Strategy](https://blog.k3.co.nz/topic/business-strategy) [Organisational Change](https://blog.k3.co.nz/topic/organisational-change) [![Evie Bello](https://blog.k3.co.nz/hs-fs/hubfs/Evie%20Bello%20media.jpg?width=20&name=Evie%20Bello%20media.jpg) Evie Bello](https://blog.k3.co.nz/author/evie-bello) May 25, 2022 ## [Standard form small trade contracts: ...](https://blog.k3.co.nz/standard-form-small-trade-contracts-the-imposition-of-a-requirement-for-fairness) [Legal](https://blog.k3.co.nz/topic/legal) [Business - SME/Corporate](https://blog.k3.co.nz/topic/business-sme-corporate) ## Featured Stories Filter By Categories - [Legal](https://blog.k3.co.nz/topic/legal) - [Consulting](https://blog.k3.co.nz/topic/consulting) - [Video](https://blog.k3.co.nz/topic/video) - [Business - SME/Corporate](https://blog.k3.co.nz/topic/business-sme-corporate) November 25, 2020 [Consulting](https://blog.k3.co.nz/topic/consulting) [Insights and Advice](https://blog.k3.co.nz/topic/insights-and-advice) [Business - SME/Corporate](https://blog.k3.co.nz/topic/business-sme-corporate) [Human resources](https://blog.k3.co.nz/topic/human-resources) [Business Strategy](https://blog.k3.co.nz/topic/business-strategy) [Small Business](https://blog.k3.co.nz/topic/small-business) ## [Developing new Ways of Wo...](https://blog.k3.co.nz/developing-new-ways-of-working) At K3 Consulting, we have been working alongside a range of organisations who are taking m... [![Karyn Gould](https://blog.k3.co.nz/hs-fs/hubfs/Karyn%20Gould%20-%20photo.jpg?width=20&name=Karyn%20Gould%20-%20photo.jpg) Karyn Gould](https://blog.k3.co.nz/author/karyn-gould) October 28, 2020 [Legal](https://blog.k3.co.nz/topic/legal) [Commercial Property](https://blog.k3.co.nz/topic/commercial-property) [Business Solutions](https://blog.k3.co.nz/topic/business-solutions) [Business - SME/Corporate](https://blog.k3.co.nz/topic/business-sme-corporate) [Small Business](https://blog.k3.co.nz/topic/small-business) ## [Only the price of a coffe...](https://blog.k3.co.nz/only-the-price-of-a-coffee) Does the unusual covid-19 environment make seemingly normal commercial practices unfair? T... [![Harriet Krebs](https://blog.k3.co.nz/hs-fs/hubfs/261018-k3headshots1-2.png?width=20&name=261018-k3headshots1-2.png) Harriet Krebs](https://blog.k3.co.nz/author/harriet-krebs) August 26, 2020 [Accounting](https://blog.k3.co.nz/topic/accounting) [Small Business](https://blog.k3.co.nz/topic/small-business) [Cashflow](https://blog.k3.co.nz/topic/cashflow) [Financial management](https://blog.k3.co.nz/topic/financial-management) ## [Understanding working cap...](https://blog.k3.co.nz/understanding-working-capital-for-success) If cashflow is the lifeblood of your business, then working capital is the health check yo... [![Richard Matson](https://blog.k3.co.nz/hs-fs/hubfs/Unknown-5-760036-edited.jpeg?width=20&name=Unknown-5-760036-edited.jpeg) Richard Matson](https://blog.k3.co.nz/author/richard-matson) August 18, 2020 [Accounting](https://blog.k3.co.nz/topic/accounting) [Tax](https://blog.k3.co.nz/topic/tax) [Small Business](https://blog.k3.co.nz/topic/small-business) [Cashflow](https://blog.k3.co.nz/topic/cashflow) [Financial management](https://blog.k3.co.nz/topic/financial-management) ## [Provisional Tax – how doe...](https://blog.k3.co.nz/provisional-tax-how-does-it-work) For many businesses and individuals, the first instalment of provisional tax is due on the... [![Richard Matson](https://blog.k3.co.nz/hs-fs/hubfs/Unknown-5-760036-edited.jpeg?width=20&name=Unknown-5-760036-edited.jpeg) Richard Matson](https://blog.k3.co.nz/author/richard-matson) June 16, 2020 [Accounting](https://blog.k3.co.nz/topic/accounting) [Small Business](https://blog.k3.co.nz/topic/small-business) [Cashflow](https://blog.k3.co.nz/topic/cashflow) [Financial management](https://blog.k3.co.nz/topic/financial-management) ## [Key numbers to focus on i...](https://blog.k3.co.nz/key-numbers-to-focus-on-in-your-business-now) As a business owner, it’s always been helpful to have an understanding of accounting – but... [![Richard Matson](https://blog.k3.co.nz/hs-fs/hubfs/Unknown-5-760036-edited.jpeg?width=20&name=Unknown-5-760036-edited.jpeg) Richard Matson](https://blog.k3.co.nz/author/richard-matson) April 15, 2020 [Accounting](https://blog.k3.co.nz/topic/accounting) [Financial planning](https://blog.k3.co.nz/topic/financial-planning) [Small Business](https://blog.k3.co.nz/topic/small-business) [Crisis Readiness](https://blog.k3.co.nz/topic/crisis-readiness) ## [Forecasting your future c...](https://blog.k3.co.nz/forecasting-your-future-cash-pipeline) A business cash flow forecast is not a crystal ball. But it will give you vital business i... [![Richard Matson](https://blog.k3.co.nz/hs-fs/hubfs/Unknown-5-760036-edited.jpeg?width=20&name=Unknown-5-760036-edited.jpeg) Richard Matson](https://blog.k3.co.nz/author/richard-matson) March 30, 2020 [Legal](https://blog.k3.co.nz/topic/legal) [Commercial Property](https://blog.k3.co.nz/topic/commercial-property) [Business - SME/Corporate](https://blog.k3.co.nz/topic/business-sme-corporate) [Small Business](https://blog.k3.co.nz/topic/small-business) [Crisis Readiness](https://blog.k3.co.nz/topic/crisis-readiness) ## [Leases: Fairness cuts bot...](https://blog.k3.co.nz/leases-fairness-cuts-both-ways) Landlords and commercial tenants are negotiating or arm-wrestling over "who pays" while pr... 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[![K3](https://blog.k3.co.nz/hs-fs/hubfs/K3%20-July2017/Logos/sq%20logo.png?width=20&name=sq%20logo.png) K3](https://blog.k3.co.nz/author/k3) March 05, 2020 [Business Solutions](https://blog.k3.co.nz/topic/business-solutions) [Consulting](https://blog.k3.co.nz/topic/consulting) [Human resources](https://blog.k3.co.nz/topic/human-resources) [Employment](https://blog.k3.co.nz/topic/employment) [Sales](https://blog.k3.co.nz/topic/sales) [Employment Law](https://blog.k3.co.nz/topic/employment-law) [Financial planning](https://blog.k3.co.nz/topic/financial-planning) [Small Business](https://blog.k3.co.nz/topic/small-business) [Crisis Readiness](https://blog.k3.co.nz/topic/crisis-readiness) ## [Crisis Readiness - Custom...](https://blog.k3.co.nz/crisis-readiness-customers) The effect on your customers due to business disruption can be minimised through good cust... [![K3](https://blog.k3.co.nz/hs-fs/hubfs/K3%20-July2017/Logos/sq%20logo.png?width=20&name=sq%20logo.png) K3](https://blog.k3.co.nz/author/k3) March 05, 2020 [Business Solutions](https://blog.k3.co.nz/topic/business-solutions) [Consulting](https://blog.k3.co.nz/topic/consulting) [Business - SME/Corporate](https://blog.k3.co.nz/topic/business-sme-corporate) [Organisational Design](https://blog.k3.co.nz/topic/organisational-design) [Human resources](https://blog.k3.co.nz/topic/human-resources) [Employment](https://blog.k3.co.nz/topic/employment) [Organisational Change](https://blog.k3.co.nz/topic/organisational-change) [Small Business](https://blog.k3.co.nz/topic/small-business) [Crisis Readiness](https://blog.k3.co.nz/topic/crisis-readiness) ## [Crisis Readiness - Financ...](https://blog.k3.co.nz/crisis-readiness-finance) Should sales or revenue significantly drop as a result of a crisis, then cashflow will bec... 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